If you have had any bank charges whatsoever during the last 6 years you can now claim them back from your bank. Whether it's a fee for an unpaid Direct Debit, an overlimit charge, or any other sort of penalty charge, they have recently been proved to be illegal.
This may sound too good to be true, but it is a fact, and it works. Indeed, some people have already recovered fees amounting to several thousand pounds.
For more information follow this link:
http://www.consumeractiongroup.co.uk
If you want any further advice or help with this then PM me, however the information on the site is self-explanitory, and there is a great step-by-step guide to the process. There is also a very active forum where you can see the progress of others who are going through the process.
Alan, Derby, UK.