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 Post subject: Christmas ID theft warning by MPs
PostPosted: 23 Dec 05, 1:01 
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Christmas cards, presents and gift receipts could be targets for ID fraudsters, MPs have warned the public.

People are being urged to protect against criminals obtaining their identity using the names and addresses from gift tags, envelopes and receipts.

MPs from all parties have produced a checklist on how to keep things secure.

Nigel Evans, Conservative chair of the all-party group on identity fraud, said the public should not make their ID "a gift for criminals this Christmas".

Personal and confidential documents must be kept secure, the all-party committee on identity fraud warns.

Bank and credit card statements, utility bills, receipts and even Christmas cards bearing names and addresses should be shredded before being binned.

Consumers should also check their bank and credit card statements for unusual transactions.

Mr Evans adds: "Receipts from Christmas purchases can also contain sensitive information that criminals can use to piece together an identity.

"My message this Christmas is simple - do not take risks with your identity."

Story from :
BBC NEWS
Published: 2005/12/22 22:46:34 GMT


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 Post subject:
PostPosted: 23 Dec 05, 1:14 
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Thanks Jim! ;)

I shred EVERYTHING that has name and address on it too.

Funny though because if you know someone's full name and area they live in it's so easy to find their address on the net if they are on the electoral roll. They really need to stop these sites giving public access. I looked myself up on one and it gave me the details of all my neighbours too :eek:

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PostPosted: 23 Dec 05, 1:50 
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My daughter is getting her dad a paper shredder for his Xmas pressie. They are on sale in Dyas, most of them are half price. I know a few people who have had there credit card ID stolen and it took them months to get it sorted out with the credit card companies.
I read an artical in some newspaer a while back that we will be held responsable for any ID theft in the future so we had all better get our act together and secure our ID as much as we can.


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PostPosted: 23 Dec 05, 2:37 
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I am obsessive about shredding my address etc or in the winter I chuck them on the fire. I have an open one. Not that I have much of an ID worth nicking but its a nuisance.


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PostPosted: 23 Dec 05, 2:45 
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That's very worrying. I'm actually way too blase about that. I just chuck stuff in the bin and that's it :eek: Although in the area that I live we're more likely to get mugged by some crack-head. I don't think the criminals around here are that sophisticated...


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 Post subject:
PostPosted: 23 Dec 05, 13:19 
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At the moment, as long as your card is still in your possession then you won't have to pay it back. I have just found out a week ago that it's happened to me. Money has been spent in Harrow, Liverpool and Leicester. And that's all I know about as my statement only goes to a certain date. Absolutely no idea how details were obtained. I'm still waiting for the letter that I have to sign to say which transactions were and were not mine.

Unfortunately a lady at my workplace had her cards stolen, only she didn't know until it was too late and as she didn't cancell them (she didn't realise they were stolen, the clever sods now take the cards and leave the cash so you won't realise you've been stung) so now she is liable to pay back 2 grand.
:evil:

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PostPosted: 23 Dec 05, 14:03 
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that is unbelieveable :8o:


So Heidi you don't have to pay anything back because they didn't take your card but somehow took your details?

My friend a couple of years ago had her details stolen and they dined out in restaurants etc on her card details. I think in all they managed to spend about £1000 but she didn't have to pay it. It's a night mare.


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 Post subject:
PostPosted: 23 Dec 05, 15:42 
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Yeah. I had an automated phone call last Saturday saying it was a new security thing where I had to confirm my DOB through a multiple choice option and it said that £297 had been spent in a discount store in St. Helens, and if this wasn't me to press 1 and hold the line and wait to speak to a 'real person'.
So I did and then it cut me off and I absolutely kakked myself thinking the whole phone call had been a scam to get whatever details they couldn't get!
Anyway I called them back and found there were at least 3 payments not authorised, but one had gone through to BT of all people for over £300, and this was only about 10 mins before the phonecall!! I told them it wasn't me. I was told to destroy my card. Anyway I had to wait for the statement which came this morning and check what wasn't mine. The unauthorised payments that I was told about on the phone didn't appear, but there was another 2 that had gone out. One for NEXT directory for over £360 something and another to a place called http://www.body4real.com, which was over £250...checked out the site BTW and first thing I saw was hairloss!
Anyway, have been on the phone to them (my bank) and they were great. The only other one that had gone through was this BT payment. They just told me to wait for the new card (with new account number) and new statement (which won't be too late for them to slap a late payment charge on me) and they will take the 3 transactions off.
Apparently all transactions were done either by phone or internet, and she told me that the police don't investigate these! It's only people caught on camera that get investigated or those drawing cash from ATM machines.
Still don't know how the details were obtained though. I have a feeling it's a petrol station as I'm too small to see over the counter what they are doing with my card. I only use secure sites to buy things on the net, and was told that it's more likely not obtained through the net, if using secure sites only.
So all in all it was almost £1000 they managed to get.
Hopefully BT will catch whover it is. It's in their hands now.
Shame I don't get to find out how or who.
It makes you never want to use a card. It's a right inconvenience too as I really needed credit this Chritmas, it's been one thing after another financially for us.

I guess I'm lucky though that I don't have to pay it back.

Oh and I'll just add that the first transaction happened 16th Novemeber, just after I got my last statement. Sneaky gits, I wonder if they knew that too? :-? It makes you paranoid. They do a bit here, a bit there, I'm sure some people with loads of money wouldn't even notice!

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 Post subject:
PostPosted: 23 Dec 05, 15:46 
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Quote:
Credit card theft


Over £300 million is spent every year on stolen credit cards.

In addition to stealing a credit card, "skimming", has made keeping hold of your credit card even more important.






Skimming happens when someone copies the magnetic stripe on a credit or debit card by swiping it through a small card reader. This can happen in shops, restaurants or anywhere where you might pay with your card, and it results in your card details being used to make a counterfeit card.

Guard your card and never let it out of your sight when making a transaction, and don't carelessly discard receipts as they carry information about your card that a fraudster could use to buy things over the phone or internet. Check your receipts against your statements carefully, and if you don't recognise a purchase, contact your card issuer immediately.

Sign new cards as soon as they arrive and make sure you cut up your old card as soon as the new one becomes valid. Don't keep your chequebook with your cards, and look after all your personal possessions properly. And report lost or stolen cards to your card issuer immediately, a 24-hour emergency number is usually shown on your statement.

Mark Bowerman of the Association for Payment Clearing Services (APACS), which manages the main networks allowing UK banks and building societies to exchange payments on behalf of customers, explained what to do if your card is stolen: "If someone else uses your card before you tell your card issuer it has been lost or stolen the most you will have to pay, in theory, is £50. The same applies if you warn them that someone else knows your PIN.

"In practice, the bank or building society will usually refund the full amount lost, but if you the cardholder were negligent, for example, by keeping your PIN with your card, you would have to meet all the losses. If your card is used fraudulently but you still have the card, as with skimming, you will not be liable to pay for any part of the losses."







http://www.bbc.co.uk/crime/prevention/cardtheft.shtml

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 Post subject:
PostPosted: 23 Dec 05, 15:48 
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I'm very wary handing my card over at restaurants and the like having heard about a scam that was operated at our local chinese.When you put your card over for payment they had a machine that could run up copies and use them.They were rumbled and prosecuted and now they have a little portable thingy that they bring round to the table so you dont have to let your card out of your sight.


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 Post subject:
PostPosted: 23 Dec 05, 15:52 
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What I don't understand about petrol stations is (and some shops) that the have the pin machine there for you and it has a slot for the card, but they put the card in their till, and like I said, in a petrol station, I can't see bugger all when they take the card.
If I have to use the card again I will insist I can come and watch!!!

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 Post subject:
PostPosted: 23 Dec 05, 21:13 
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I always make sure to get my receipt when I pay for anything on my visa/debit card no matter how small the amount is. Next year I am going to try and stop using any credit cards for high street/grocery shopping. One thing I have learned only recently, If I have to pay cash for something I think twice about buying it. Credit cards make it too easy to spend our hard earned cash and get into debt. Forking out hard earned cash makes me more aware of what I'm spending.
I hope you get your money back, Heidi.


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PostPosted: 23 Dec 05, 21:41 
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Postman is jailed for £20m fraud

Mayue-Belezika was said to have masterminded the operation
A former postman who masterminded a "staggering" family-run cheque fraud from his council house has been jailed for six-and-a-half years.

Dido Mayue-Belezika, 34, from Camden, north London, was behind a £20m fraud.

His brother-in-law Ishiaba Kasonga, 40, from Brixton, south London, was jailed for three-and-half years for conspiring to conceal property.

The court heard the fraud operation, involving more than 220 people, netted about £5m from one area of London.

Harrow Crown Court heard asylum seeker Mayue-Belezika, a Congolese national and married father-of-four, hid his criminal past to get the job and splashed out on a "money no object" spending spree.

Shoes and Rolexes
Mayue-Belezika had a 'money-no-object' philosophy

While using a second-hand car at work, at home in his council flat in Malden Crescent he had an expensive entertainment system, designer clothes, and a Mercedes 4x4 vehicle parked outside.

He had £40,000 in his bank account and a safety deposit box shared with Kasonga contained £125,000 and Rolex and Omega watches worth thousands of pounds.

Passing sentence, Judge Ronald Moss ordered he be deported once he serves his sentence.

"We expect our postmen to be honest and it is right the vast majority are hard-working and honest," he added.

"The dishonest few like you cause enormous problems and public loss of confidence. Clearly it was a highly successful and professional operation. You were a thief."

Postwatch urges tighter controls

Up to £5m was pilfered from 1,300 "mainly Jewish" residents in Golders Green, north London, alone.

Because of the large number of victims, both they and police initially feared the community was being "targeted because of religion", but that concern was "misplaced".

Police believe that nationally the fraud was as high as £20m, with "thousands" more losers but limited resources prevented a wider investigation.

Det Insp Murray Duffin said: "As far as we are concerned, this was the largest con of its kind in the country. We got 220 suspects and stopped counting.

"Dido's confidence clearly increased as the months went on, but greed kicked in, boosting his dishonesty to such a level there was no way it could go unnoticed."

In April 500 police officers nationwide - most in London - raided properties across England, arresting 36 people in London, Leeds, Manchester, Bedford and Luton.

Of the 22 eventually charged, only one was cleared by a jury.

The rest, including Mayue-Belezika's brother Elienta, 28, variously admitted conspiring to defraud, concealing criminal property, forgery, using false instruments and handling stolen goods.

Nine have been recommended for deportation.

Most have already been sentenced to between six months and three years in jail.

BBC


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